About the Client: Dirtech, LLC Delivers Technology-Based Excavating Services

Dirtech, LLC is an excavating company in Holland, MI that uses cutting-edge technology to provide reliable and affordable services for their clients. They specialize in commercial excavating and building additions, and they offer a variety of other excavating and site development services for both residential and commercial markets.

No job is too big or too small for Dirtech, and the team at Dirtech prides themselves on the quality and safety of their work and on ensuring that their clients are happy with every project.

Dirtech Needed Financing to Purchase Vital Equipment

As a technology-based excavating company, Dirtech relies heavily on high-tech and upgraded equipment to perform top-quality work. Acquiring and maintaining this technology can be quite costly, and as a small, seasonal start-up, Dirtech struggled to purchase the equipment they needed to complete projects in a safe, efficient, and affordable manner. Before long, Dirtech’s leadership team realized they needed help with financing. That’s when one of Dirtech’s equipment dealers told them to talk with Team Financial Group about fast, flexible financing options for their business.

“The top-notch customer service and willingness to work with us, along with their competitive rates, were all big factors as to why Dirtech chose to work with Team Financial Group,” says Kelsey Posma of Dirtech. “As a small business looking to grow, we decided that Team Financial Group was the perfect financing partner to help us break ground and grow as a company.”

Dirtech Moves Forward With Help From Team Financial Group

Based on the nature of the asset Dirtech needed to acquire, Team Financial Group recommended our $1 buyout lease option. This option is ideal for purchasing long-term assets, and it allowed Dirtech to make affordable monthly payments and then purchase the equipment at the end of the agreed-upon lease term for just $1.

With the financing they received, Dirtech was able to acquire a variety of heavy construction equipment and other assets, including:

“For us, Team Financial Group was the perfect fit, and we feel confident they would be a great fit for anyone,” says Kelsey Posma. “Team Financial Group would be our number one recommendation for anyone who needs help with financing.”

Team Financial Group Supports Growing Businesses

As an independently owned commercial equipment financing company, Team Financial Group has the flexibility to help businesses in all industries and at all stages of growth and development. Whether you own a start-up or a well-established company, Team Financial Group has financing solutions that fit your business needs.

Contact us today at 616-735-2393 or fill out our online contact form to get in touch and discuss your financing needs and options.

RGD Builders

RGD Builders is a framing company in Hudsonville, Michigan, that works with manufacturers and construction companies to build residential and commercial structures. RGD places a high value on the quality and timeliness of their work. They also strive to complete each project within the scope and schedule with zero issues at the time of inspection.

RGD Needed Financing to Stay on Schedule and Keep Up With High Demands

RGD required additional heavy construction equipment to keep up with construction demands while still delivering on time. In the construction industry, if a single element of the build takes longer than planned, the entire project can quickly fall behind. RGD knew they needed to purchase more equipment, but in their industry, significant business growth and cash flows often prevent the outright purchasing of necessary equipment.

RGD heard about Team Financial Group from other local companies. With all the positive reviews and comments they heard regarding Team Financial Group, RGD knew exactly where to turn for all their commercial financing needs.

Team Financial Group Provided the Financing RGD Needed to Build a Better Business

Team Financial Group recommended their equipment financing option for RGD’s financing needs. Construction companies often favor this type of financing, as the lease allows the company to:

With the help of Team Financial Group, RGD Builders bought several different types of heavy construction equipment, including a variety of telehandlers and forklifts.

“Team Financial Group has a great group of people that can relate to us on a personal and business level,” says Ben Dozeman, owner of RGD Builders, “We feel comfortable using their services, and all of our transactions with them have been efficient, convenient, and easy.”

Being able to finance their heavy equipment gave RGD the capacity and financial security to grow their business and keep up with high demand.

“Our relationship with Team Financial Group has been a great experience from start to present,” says Ben Dozeman, “and we plan on continuing with them into the future.”

Team Financial Group Provides Commercial Financing Plans Built for Your Business’ Unique Needs

At Team Financial Group, we understand that each business is unique, and we can provide standard financing solutions or a custom build to fit your business needs. Using our extensive industry experience, we’ll sit down and help you choose the best financing option for your business. Visit our finance page for more information about our offerings.

Wondering what type of financing is right for your business? Fill out our online contact form or give us a call at 616-735-2393.

About New Era’s American Apple

American Apple is a family-owned producer of apples and asparagus in New Era, Michigan. Situated just miles from the beautiful shores of Lake Michigan, American Apple grows 13 varieties of apples and several hundred acres of asparagus.

New Era’s American Apple Has Unique Financing Needs Due to Their Seasonal Cash Flow

American Apple built their reputation on the freshness of their crops, and the company uses a variety of sophisticated cooling and packaging equipment to keep their produce fresh. Some of their equipment includes heavy machinery, coolers, refrigerated rooms, packaging machines, and other assets found in their state-of-the-art packaging facilities.

With a business model based on annual production, American Apple’s cash flows fluctuate depending on the season. In addition, apples require significant capital investment before they produce any revenue. When looking to grow their business, American Apple needed a financing solution that supported this unusual model of cash flow and income.

Team Financial Group Helps New Era’s American Apple Get the Financing They Need to Keep Their Business Moving Forward

Team Financial Group has worked with American Apple for years, providing equipment financing to help grow the company’s business and crops. The relationship started simple, with Team Financial Group helping the company finance apple boxes. As American Apple grew, the partnership blossomed as well. Today, Team Financial Group supplies critical financing that American Apple needs to continue bringing their crops to market.

Because of the seasonal nature of the agriculture business, American Apple required a customized financing solution that worked with their unique cash flow model. For a financing solution that met American Apple’s unique needs, Team Financial Group recommended a $1 buyout lease. This equipment financing option typically involves making a monthly payment and then purchasing the equipment at the end of the  term for just $1. To support American Apple and better accommodate the company’s fluctuating cash flow, Team Financial Group customized the standard financing agreement and created terms that allowed American Apple to pay annually instead of monthly.

Team Financial Group has provided American Apple with financing for a variety of assets, including:

The equipment Team Financial Group helped finance allowed American Apple to expand their business while still harvesting and packaging crops promptly to preserve freshness. Not only did the customized financing solution help American Apple acquire the equipment they needed to expand, but it also allowed them to take advantage of certain tax benefits by realizing the depreciation expense on the equipment.

American Apple continues to work with Team Financial Group whenever they need financing for new ventures and equipment.

“[Team Financial Group] has fast, friendly service and are always looking out for the customer’s best interest,” says Caleb Coulter, owner of American Apple. “American Apple is very pleased with the ease and convenience of working with Team Financial Group and their dedication to understanding our operational and business needs.”

Partner With Team Financial Group for A Better Commercial Financing Experience

At Team Financial Group, we provide standard or customized financing solutions through a convenient and responsive approach that accommodates your unique business needs. We specialize in commercial equipment loans and leases, and we have extensive industry knowledge that allows us to determine the financing solution that’s best for your company. Visit our finance page for more information about our offerings.

Want to know how we can help you move forward with your next project or phase of growth? Let’s talk! If you have questions about what type of financing is right for your business or whether you meet the credit requirements for financing, fill out our online contact form or give us a call at 616-735-2393.

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