About Us
Established in 2001, Team Financial Group has provided over $750 million in funds for businesses towards the goal of helping our customers grow. Our mission is to deliver fast, flexible financing while applying common-sense lending principles. We develop lasting relationships with both our customers and vendors in order to provide each with the best financing solutions.
At Team Financial Group, we work diligently with any organization to establish a standard or customized financing solution. Whether you’re partnering with Team Financial Group as a vendor or customer, you can be sure we will work to serve you and your needs.
Visit our financing page for more information about our offerings and services.
Meet the Team
Tim Maczka
Founder and Chairman
Tim has more than 40 years of financial services experience and holds a bachelor’s degree in finance from Central Michigan University. As the founder and chairman of Team Financial Group, Tim works closely with all aspects of the business, including funding, underwriting, and portfolio risk management. In his free time, Tim enjoys sports and visiting his three children and nine grandchildren with his wife, Nan.
Matt Maczka
President and CEO
Matt leads our business operations and is also heavily involved in the sales arena, where he develops vendor and client relationships. He thoroughly enjoys learning about and helping every business that we meet. In his free time, Matt enjoys fishing, camping, golfing, and anything else he can get his wife, Meredith, and his four boys to join him in.
Joe Smaby
Founder and Vice President of Sales
Joe has over 30 years of financial sales and management experience as well as a B.S. in finance from Central Michigan University. He uses his extensive industry knowledge to oversee our sales and marketing efforts with a focus on Midwest vendor relationships. Joe enjoys playing golf, basketball, and tennis as well as boating and traveling with his wife Laurie and their three children. He also spends time volunteering for Special Olympics and Georgetown Harmony Homes and donates his time as a youth mentor.
Corey Sandner
Director of Equipment Finance Services
Corey is a West Michigan native with over two decades of business development experience and a focus on equipment financing. Corey graduated with honors from Ferris State University, where he received a B.S. in business administration. At Team Financial Group, he enjoys helping customers with quick credit approvals, developing creative financing solutions, and forming new vendor partnerships. When not spending downtime with his wife, Elaine, and his three children, Corey enjoys shooting skeet and trap at the local sporting club.
Tanya Schulz
Accounting Manager
Tanya has put her bachelor’s degree in business accounting from Davenport University and her meticulous attention to detail to good use during her 20 years in the financial service industry. Her responsibilities as the accounting manager at Team Financial Group include accounting, documentation, human resources, and customer relations — along with generally keeping everyone in line. She also enjoys spending time with her husband, Adam, and her two children.
Kara Wildern
Operations Manager
Kara came to Team Financial Group in 2007 with a bachelor’s degree in accounting from Hope College and several years of experience in accounts payable. Now, with almost 15 years of experience, Kara works as Team Financial Group's operations manager, handling our accounts payable, receivables, invoicing, and customer service. Outside of work, Kara enjoys spending time with her husband, Chad, and the couple's two children.
Carol Berry
Collection Specialist
Carol received her associate degree in business from Grand Rapids Community College and worked as a district manager and insurance broker before joining Team Financial Group. Her responsibilities as our collection specialist include customer service, collections, and being able to pinch a nickel from a penny. Carol enjoys spending her free time with her three beautiful girls.
Phil Martin
Business Development Manager
Phil joined Team Financial Group in 2023. He holds a BA in Chemistry from Hope College and 25 years’ experience in capital equipment sales. Phil is based in SE Michigan and focuses most of his time on markets touched by chemistry. When he’s not working Phil enjoys hiking with his wife, the art of good BBQ, and the crack of a well struck tee shot.
Will Bulkowski
Account Manager
Will started with Team Financial Group as an intern and then moved to full-time after finishing up college at Michigan State University (Go Green!) with a degree in finance. Currently, Will is an account manager and is learning and supporting other areas of the business as well! In his free time, Will is involved with his church and enjoys any activity outdoors: boating, hiking, fishing, and swimming.
Jay Walter
Business Development Manager
Jay joined Team Financial Group in early 2025, bringing experience in supply chain management, finance, and accounting. He enjoys learning about the unique challenges that businesses face and is always eager to help solve problems. In his free time, Jay enjoys spending time outdoors (particularly near large bodies of water and in national parks) with his wife, son, and two daughters.
Kristi Crete
Business Development Manager
Kristi came to Team Financial Group in 2023, bringing with her extensive experience in documentation across the residential, commercial, and leasing sectors. In her role, she is responsible for preparing and reviewing documents for accuracy, ensuring everything is satisfactory for disbursement. When she is not in the office, she enjoys spending time with family and friends and embarking on adventures in her Jeep Wrangler.
