Equipment Financing Options

Get the equipment your business needs and free up working capital with financing from Team Financial Group. 

We Make Equipment Financing Fast, Flexible, and Easy

We know you don’t have time to wait around and jump through hoops for financing, especially if you’re a small business owner. Start your application and our equipment financing specialists will do the rest. In many cases, we can offer same-day approval and funding on a request for an equipment loan, lease, or financing agreement.


We Find You a Solution


We Fund Your Equipment

Our Equipment Financing Options

Equipment Financing Agreement (EFA)/$1 Buyout Lease

  • Popular option for long-term assets that retain their value

  • Protects against rising interest rates

  • Works like a business loan with fixed monthly payments 

  • You own and depreciate the equipment

  • At end of term, you have no further obligations

Equipment Leasing/FMV Lease

  • Popular option for business equipment that becomes obsolete

  • Helps manage the costs of continually updating equipment

  • Carry a lower payment

  • You do not own the equipment

  • You can purchase the equipment at term end

Will I Qualify for Financing?

Many small business owners worry they won’t get approved for financing. While your business credit score and credit history can affect whether you qualify and the terms of your financing, you should never let worries about your credit situation keep you from applying. 

We’ve worked with businesses across dozens of industries and provided financing for companies with a wide range of credit scores and histories. As an independent financing partner, we have much more flexibility than a bank, so we treat you as more than just a credit score. Instead, we look at the whole picture of your business, your team, and your annual revenue to find a financing option that works for you. 

What Are the Benefits of Equipment Financing?

Minimize Initial Expenses

Get the equipment you need now with minimal effect on your cash flow.

Conserve Working Capital

Combine all equipment-related expenses into one easy payment with 100% financing.

Earn Tax Benefits

Deduct some of your payments and receive Section 179 benefits.

Easily Upgrade Equipment

Choose a leasing option for easy regular upgrades and avoid outdated equipment.

Make Fixed Payments

Create more accurate budgets and financial plans.

Equipment Financing FAQs

Vendor Partnerships

Benefits of Offering Financing

  • Provide your customer with a one-stop-shop process for purchasing your equipment
  • Increase your sales by offering additional purchasing methods
  • Offer monthly payment options that overcome customers’ price concerns

Why Choose Team Financial Group as Your Financing Partner?

  • We can take a hands-on or hands-off approach, depending on your needs, regarding speaking with your clients
  • We provide marketing support as well as same-day approvals and funding
  • We offer the flexibility of working with an independent lender with 18 years in the industry

Customized Payment Options

Payment and term options that work for you

Payment Options

  • Step-up and step-down
  • Quarterly/semi-annual/annual payments
  • Skip payments to assist with seasonal cash flow
  • Varying payments offered for cyclical businesses
  • Other options available

Term Options

  • 24 months
  • 36 months
  • 48 months
  • 60 months
  • Other options available upon request and review

Get Started Today

Call Us at 616-735-2393

Apply For Financing

This won’t affect your credit score

Have a Question?

Send Us a Message

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