Commercial Financing Blog

Check out our blog articles to learn more about your financial options and the work we do here at Team Financial Group.

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zero percent financing

The Truth Behind Zero APR/Zero Down Equipment Financing

April 8, 2020

Sometimes, your business needs to acquire equipment that you know will make money in the long run, but short-term cash flow issues make it tough to pay the costs. In these situations, you may decide […]

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used equipment checklist

Purchasing Used Equipment? Use This Checklist Before You Buy

March 10, 2020

Purchasing used commercial equipment can deliver significant savings. Used equipment typically costs less up front, and buying used generally won’t prevent you from taking advantage of tax deductions and flexible financing. But despite all the […]

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business dictionary

A Handy Guide to Equipment Financing Language

February 13, 2020

A Business Owner’s Dictionary for Commercial Equipment Financing Want a crash course in commercial equipment financing terms? We’ve got you covered. We’ve put together a dictionary of common equipment financing terms every business owner should […]

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variable vs fixed rate equipment financing

Understanding Interest: Variable Vs. Fixed Interest Rates for Equipment Financing

January 31, 2020

Commercial equipment financing options come in many shapes and sizes, so it’s essential to understand the terms of your financing agreement before you sign. One of the most important aspects affects the interest you’ll pay on your lease or loan. While you’ll mostly […]

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Equipment Financing Private Party Sale

Can I Finance Equipment Acquired in a Private-Party Sale?

December 10, 2019

Private-party sales can offer a cost-effective way to purchase used commercial equipment. But while the potentially lower cost of the equipment is a significant advantage, there are two possible drawbacks of private-party sales that you […]

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positive cash flow

Business Health: How Equipment Financing Can Help Your Cash Flow

December 3, 2019

Research shows that 20% of new small businesses fail, and the number one reason for failure is cash flow problems. But it’s not just small or new businesses that experience cash flow issues; larger and […]

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equipment tax benefits

Get These Tax Benefits With Commercial Equipment Financing

November 14, 2019

If you’re a business owner, you may already know that certain commercial assets are depreciable, which means you can expense a portion of those assets’ costs each year you use them. Many business owners love […]

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pay off equipment loan early

Should I Pay Off My Equipment Loan Early?

November 12, 2019

Debt can cause stress, especially if you have multiple outstanding loans. So, paying off an equipment loan early can seem like a no-brainer — but you might be surprised to learn there are certain situations […]

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energy awareness month

It’s Energy Awareness Month: Save Money When You Save Energy

October 9, 2019

October is National Energy Awareness Month! Help manage our nation’s energy resources by taking steps to conserve your company’s energy use. Not only will you save energy, but you’ll save money too. At Team Financial […]

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offer commercial financing

5 Reasons to Become a Vendor Partner for Equipment Financing

October 8, 2019

More businesses are using commercial equipment financing to help them acquire the equipment and assets they need to grow and thrive. For commercial equipment vendors, it’s become increasingly essential to develop financing options for their […]

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What Our Clients Say


“The professionals at Team Financial Group have a clear understanding, knowledge, and experience in my industry, providing me with the confidence to deal direct and only with them when seeking financing. Team Financial Group is a true partner. I would highly encourage anyone in my industry, and [in] others, who is looking to finance equipment to strongly consider the great people at Team Financial Group.”

Todd Wenzel, President

Wenzel Automotive Group

“Thank you so much for being so quick and easy to do business with.
We really appreciate how Team Financial was willing to help out our business.
I can't express my gratitude enough.
I look forward to doing business with you in the future.”

Sarah Turner, Owner & CEO

Northwest Carriers, LLC

“We are continually impressed by the professionalism and responsiveness of everyone at Team Financial Group. They are thorough, efficient, and a customer service dream team (they could provide consulting and training in this regard). Team Financial Group takes the time to understand our company’s needs. Thanks, Team Financial Group, for all of your efforts in helping our business grow.”

Edward and Jacqueline Westerhof, Owners

EJW Investments, LLC

“We are extremely thankful to Team Financial Group for assisting us to secure stable financing for the leasing of our school buses. They took the time to understand our finances and funding source requirements and now we have a fleet rotation plan that works like clockwork. We like using locally based businesses as they help support locally based non-profits like us. They are a true ‘TEAM’ in every sense of the word.”

N. Priebe, CPA; Controller;

Michigan Family Resources

“A personal thank you for your attention and professionalism in processing our loan request. From the initial phone call, to a personal visit, then gathering the loan information, to the loan documentation and finally, personally depositing the check into our checking account-that’s service and attention we have never experience in our 29 years of being in business! Congratulations to your entire team! We trust we will be doing business again in the future.”

Jeff Hawks, President

Parkside Land Development, LLC - ProEx, Inc.

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