Commercial Financing Blog

Small business owners frequently need to offer a personal guarantee to get commercial financing. Sometimes, these guarantees can cause anxiety for owners — it’s a little uncomfortable to put your personal assets on the line […]

A UCC-1 is a financing statement that a creditor files to notify other parties that they have a security interest against one or all of your assets. UCC-1s sometimes cause confusion for business owners who […]

Every business has its own working capital needs. Large companies more often have working capital lines of credit, allowing them flexibility to manage their working capital. For small businesses and newer companies, these lines of […]

An equipment finance agreement (EFA) is like a loan, security agreement, and promissory note all packaged together into a single document. EFAs also contain some unique features that make them one of the most popular […]

Managing your cash flow in your everyday operations is extremely important to your company’s success, and even more so when things start to get tight in terms of your ability to pay bills. Different articles […]

Small businesses can become cash-strapped for lots of reasons, some of them beyond your control: seasonal fluctuations, natural disasters, and world events (we’re looking at you, COVID-19). If your business needs to cut costs, it’s […]

If your business needs new equipment, you probably want to know about your financing options. In this blog article, we’ll break down the similarities, differences, and pros and cons of two of the most popular […]

If you own a small or medium-sized business, your personal credit report is vitally important. A great credit score can not only help you receive a loan but also improve the interest rate you pay […]

Every so often on this blog, we answer frequently asked questions about our most popular financing options so you can get a better understanding of the many solutions available to you and the benefits of […]

Sometimes, your business needs to acquire equipment that you know will make money in the long run, but short-term cash flow issues make it tough to pay the costs. In these situations, you may decide […]