Commercial Financing Blog

Check out our blog articles to learn more about your financial options and the work we do here at Team Financial Group.

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office equipment financing

Here’s Why Your Business Should Consider Financing Office Equipment

August 3, 2021

As a growing business, you need to get your operations up and running as quickly as possible. However, you might quickly discover that related expenses exceed your cash on hand. Rent and utilities for office […]

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Difference Between Capital and Operating Lease

What’s the Difference Between a Capital and Operating Lease? 

July 26, 2021

Leasing equipment is a popular way for small businesses to acquire the assets they need to operate without purchasing these items upfront. While this can be a cost-effective strategy to foster growth, it’s important to […]

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commercial lending trends

How Has COVID-19 Affected Commercial Lending Trends?

July 6, 2021

While the long-lasting effects of the coronavirus pandemic will continue to be felt for months and years to come, there is a reason for optimism as we head into the summer months. That is certainly […]

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Team Financial Group Celebrates 20th Anniversary

June 25, 2021

Team Financial Group, Inc., is proud to be celebrating its 20th year of helping customers grow their business through convenient financing solutions. After long careers in the banking industry, Tim Maczka and Joe Smaby founded […]

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how does equipment financing work

20 Questions: Here’s How Equipment Financing Works

June 14, 2021

Equipment financing is often a complicated topic. You might have a lot of questions and waiting for the answers can be frustrating. That’s why we’ve compiled 20 of the most common questions we hear from […]

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sba 7 a & 504 loans

What’s the Difference Between SBA 504 vs. 7(a) Loans?  (And Are There Better Options?)

May 25, 2021

Applying for a small business loan is often a stressful process. It can be confusing to navigate the application process and the sheer volume of options available may feel overwhelming. The Small Business Administration (SBA) […]

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Matt Maczka

Q & A: Get to Know Team Financial Group’s CEO and President, Matt Maczka

May 14, 2021

Matt Maczka knows the value of relationships. It’s one of the reasons why he returned to his hometown, Grand Rapids, Michigan, in 2012 and joined Team Financial Group. He was named President in 2015 and […]

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Loans for Energy Efficiency Improvements

What Are the Benefits of Loans for Workplace Energy Efficiency Improvements?

May 5, 2021

As the world becomes a smarter, more environmentally conscious place, there are plenty of opportunities for individuals and business owners to minimize our footprint and help ensure a healthy planet for our children. Investing in […]

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Equipment Life Cycle

How to Match Financing With the Equipment Life Cycle

April 23, 2021

Your business depends on equipment to function, but it might seem like you need a crystal ball to figure out what equipment to buy, when to buy it, how to buy it, how to maintain […]

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Section 179 on Used Equipment

Can You Take Section 179 On Used Equipment?

February 2, 2021

Section 179 of the IRS tax code allows businesses to deduct the full purchase price of qualifying equipment for the current tax year — instead of writing off the purchase over the course of several […]

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What Our Clients Say


“The professionals at Team Financial Group have a clear understanding, knowledge, and experience in my industry, providing me with the confidence to deal direct and only with them when seeking financing. Team Financial Group is a true partner. I would highly encourage anyone in my industry, and [in] others, who is looking to finance equipment to strongly consider the great people at Team Financial Group.”

Todd Wenzel, President

Wenzel Automotive Group

“Thank you so much for being so quick and easy to do business with.
We really appreciate how Team Financial was willing to help out our business.
I can't express my gratitude enough.
I look forward to doing business with you in the future.”

Sarah Turner, Owner & CEO

Northwest Carriers, LLC

“We are continually impressed by the professionalism and responsiveness of everyone at Team Financial Group. They are thorough, efficient, and a customer service dream team (they could provide consulting and training in this regard). Team Financial Group takes the time to understand our company’s needs. Thanks, Team Financial Group, for all of your efforts in helping our business grow.”

Edward and Jacqueline Westerhof, Owners

EJW Investments, LLC

“We are extremely thankful to Team Financial Group for assisting us to secure stable financing for the leasing of our school buses. They took the time to understand our finances and funding source requirements and now we have a fleet rotation plan that works like clockwork. We like using locally based businesses as they help support locally based non-profits like us. They are a true ‘TEAM’ in every sense of the word.”

N. Priebe, CPA; Controller;

Michigan Family Resources

“A personal thank you for your attention and professionalism in processing our loan request. From the initial phone call, to a personal visit, then gathering the loan information, to the loan documentation and finally, personally depositing the check into our checking account-that’s service and attention we have never experience in our 29 years of being in business! Congratulations to your entire team! We trust we will be doing business again in the future.”

Jeff Hawks, President

Parkside Land Development, LLC - ProEx, Inc.

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