Alchin’s Disposal Inc. is a waste removal provider for households, commercial businesses, and large industrial needs. As a family-owned local business in Livingston County, Michigan, Alchin’s Disposal has always placed a high value on their reputation in the community, so it staked its name on reliability, trusted employees, and fair pricing.
The company currently services over 13,000 accounts on a weekly basis. Although this volume sometimes creates challenges for the smaller family-owned business, as manager and family member Cory Alchin says, “With the right staff and a committed crew, we can accomplish a lot.”
Lack of Collateral Creates Financing Challenges
Like all businesses, Alchin’s Disposal occasionally faced challenges. One challenge always seemed to recur for the company: collateral. A lack of available assets to serve as collateral made it difficult for the company to get needed financing for new equipment and repairs to existing assets.
“Our financial needs as a company should not hinge on putting up our private homes and 401(k) accounts as collateral,” notes Cory Alchin.
Team Financial Group Delivers Fast Financing With Stellar Service
After getting a recommendation from another local lender, Alchin’s Disposal decided to contact Team Financial Group for help. The team at Alchin’s quickly found that working with Team Financial Group was a completely different experience than what they’d come to expect from other lenders.
“Other lenders were constantly asking for updated financials, treating you like a number and not a customer,” says Cory. “And they would ask for collateral up the wazoo! It almost made you feel like they wanted you to fail so they could seize your property.”
With help from Team Financial Group, Alchin’s Disposal was able to finance several major equipment purchases quickly and easily, including:
- 2000 McClean trailer
- 2010 Freightliner M2 106 medium-duty rear loader
- 2009 Freightliner M2 106 medium-duty rear loader
RELATED: Business Health: How Equipment Financing Can Help Your Cash Flow
“Life Is Good” at Alchin’s Disposal
With Team Financial Group, Cory says life became a lot easier for the whole family at Alchin’s Disposal. The company’s partnership with Team Financial Group took the stress out of finding qualified, reliable financing options.
Today, Alchin’s Disposal has been working with Team Financial Group consistently for almost three years. Now, says Cory, Alchin’s Disposal can make a phone call and get their financing needs addressed with just a couple days’ turnaround time.
“Life is good,” says Cory, “and Team Financial Group is a big part of that puzzle.
“Choose Team Financial Group. Talk to Matt M. If you have a good financial standing and are credit-worthy, Team Financial Group will help you do great things while being able to sleep well at night.” — Cory Alchin, Alchin’s Disposal Inc.
“Choose Team Financial Group. Talk to Matt M. If you have a good financial standing and are credit-worthy, Team Financial Group will help you do great things while being able to sleep well at night.” — Cory Alchin, Alchin’s Disposal Inc.
Get Fast, Flexible Financing Today With Team Financial Group
At Team Financial Group, we offer a variety of flexible financing options and terms, and we’ll work with you to develop a plan that’s right for your business. Whether you’re a start-up looking to finance your first pieces of equipment or you need to scale up an established business to keep up with demand, Team Financial Group is here to help.
Ready to get started? Apply for financing now using our quick and easy online application, or give us a call at 616-735-2393 if you have questions.
The content provided here is for informational purposes only. For financial advice, please contact our commercial financing experts.