The Truth Behind Zero APR/Zero Down Equipment Financing
Sometimes, your business needs to acquire equipment that you know will make money in the long run, but short-term cash flow issues make it tough to pay the costs. In these situations, you may decide […]
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Purchasing Used Equipment? Use This Checklist Before You Buy
Purchasing used commercial equipment can deliver significant savings. Used equipment typically costs less up front, and buying used generally won’t prevent you from taking advantage of tax deductions and flexible financing. But despite all the […]
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A Handy Guide to Equipment Financing Language
A Business Owner’s Dictionary for Commercial Equipment Financing Want a crash course in commercial equipment financing terms? We’ve got you covered. We’ve put together a dictionary of common equipment financing terms every business owner should […]
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Understanding Interest: Variable Vs. Fixed Interest Rates for Equipment Financing
Commercial equipment financing options come in many shapes and sizes, so it’s essential to understand the terms of your financing agreement before you sign. One of the most important aspects affects the interest you’ll pay on your lease or loan. While you’ll mostly […]
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Can I Finance Equipment Acquired in a Private-Party Sale?
Private-party sales can offer a cost-effective way to purchase used commercial equipment. But while the potentially lower cost of the equipment is a significant advantage, there are two possible drawbacks of private-party sales that you […]
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Business Health: How Equipment Financing Can Help Your Cash Flow
Research shows that 20% of new small businesses fail, and the number one reason for failure is cash flow problems. But it’s not just small or new businesses that experience cash flow issues; larger and […]
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Get These Tax Benefits With Commercial Equipment Financing
If you’re a business owner, you may already know that certain commercial assets are depreciable, which means you can expense a portion of those assets’ costs each year you use them. Many business owners love […]
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Should I Pay Off My Equipment Loan Early?
Debt can cause stress, especially if you have multiple outstanding loans. So, paying off an equipment loan early can seem like a no-brainer — but you might be surprised to learn there are certain situations […]
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It’s Energy Awareness Month: Save Money When You Save Energy
October is National Energy Awareness Month! Help manage our nation’s energy resources by taking steps to conserve your company’s energy use. Not only will you save energy, but you’ll save money too. At Team Financial […]
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5 Reasons to Become a Vendor Partner for Equipment Financing
More businesses are using commercial equipment financing to help them acquire the equipment and assets they need to grow and thrive. For commercial equipment vendors, it’s become increasingly essential to develop financing options for their […]
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